User verification Element

What is the User verification Element?

The User verification Element enables users with money movement permissions to undergo BILL risk verification. User verification is based on knowledge-based authentication (KBA) questions or submission of identity documents. Users that are flagged by the BILL risk model are set as nominated to complete user verification.

Element features

The User verification Element enables a set of user interactions and features.

Feature	Description
Submit identity information	Enter name, address and the last 4 digits of your SSN (if required)
Answer security questions	Answer questions based on your background. These questions come from public records. BILL does not store or share this information.
Upload & automatic authentication of identity documents	Upload identity documentation and get authenticated automatically without any manual review.
Manual review of identity documents	BILL performs a manual review for identity documentation that cannot be verified automatically.

In the next set of sections, we showcase the user experience and implementation details for the User verification Element.